#CHIME

As technology advances, so should we. Going into a physical brick-and-mortar bank is no longer necessary when you want to set up an account. With the help of Chime, you are able to easily apply online within minutes. Here are 3 reasons why I like Chime and why you should sign up. 

Chime offers you a debit card as well as a saving account once signing up. One of the benefits of using Chime is their direct deposit feature. They have eliminated going to the bank or even taking a picture of your check to deposit. Instead, you can simply set up direct deposit with your employer or client.

Another luxury of signing up with Chime is their early direct deposit. Yes, early, you are able to get paid 2 days before your actual pay day. That means you are able to take care of your end of the month bills before the last day of the month, no longer does your payments have to be late. It’s pretty simple to set up, just become a member and set up a direct deposit. 

Last but least is the Fee-Free Overdraft. I can remember when I first graduated college and had to manage my money month to month and sometimes I would overspend before my money was deposited into my account and my bank would automatically charge me a fee. Well, I wish I was banking with Chime because they would have allowed up to $100 without charging a fee.

I’m sure by now you want to learn more about these features I listed and the many more perks. Please visit Chime’s website to learn more information.